We propose a completely new dynamic modeling framework for credit score hazard evaluation that extends the prevailing credit scoring versions constructed on historical info static configurations. The driving idea mimics the theory of movies, by composing the design that has a sequence of snapshots, rather then only one photograph. In doing so, the
We propose a different dynamic modeling framework for credit rating hazard evaluation that extends the prevailing credit score scoring versions built on historic facts static configurations. The driving thought mimics the principle of films, by composing the model by using a sequence of snapshots, in lieu of a single photograph. In doing this, the
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